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Punjab National Bank How to apply for a personal loan? Punjab National Bank Personal Loan Apply Online | Loan

Punjab National Bank How to apply for a personal loan? Punjab National Bank Personal Loan Apply Online

Punjab National Bank How to apply for a personal loan? Punjab National Bank Personal Loan Apply Online

Hello friends, today you will be able to know about the personal loan from Punjab National Bank through this post.

Friends, you will also find out what qualifications are required to get a loan from ‘Punjab National Bank’ and to whom this loan will be given.

You will also be able to know how much interest will be charged on the loan if you take a personal loan from Punjab National Bank and what documents will be required for this.

Besides, what are the conditions to get a loan from Punjab National Bank and how much money can the bank give you?

What are the features of Punjab National Bank Personal Loan?

Friends tell you that personal loans are given according to different schemes of Punjab National Bank and according to these schemes different types of loans are available.

The amount of personal loan taken from Punjab National Bank can be up to 15 lakhs.

Loans are now easily available from Punjab National Bank and the bank is now offering personal and online loans.

Loan interest from Punjab National Bank can be up to 60 months.

There is no need to pay extra or hidden interest on personal loans taken from Punjab National Bank and in this case the process of the bank is very clear.

How much interest should be paid on personal loan taken from Punjab National Bank?

Friends, if you take a personal loan of up to Rs. Friends, if you want to take a loan from Punjab National Bank within 5 lakhs or between 5 lakhs and 10 lakhs and you do not have a salary account with Punjab National Bank in another bank, in this case you will have to pay 10.30% interest on personal loan.

If you take a personal loan of Rs 5 lakh or less from Punjab National Bank, you will have to pay 11.80% interest on the loan.

In addition, if the Punjab National Bank Personal Loan is taken in one and a half cases of pension, then 9.30% interest will have to be paid on the loan.

Punjab National Bank Personal Loan Eligibility Criteria

Friends, to get a loan from Punjab National Bank, you have to be between 21 and 60 years of age.

I also tell you that if you work as a Border Security Force or Soldier and you have only 2 years left in your retirement then the bank will not give you any personal loan.

If you want to take a loan from Punjab National Bank, your monthly income should be at least ₹ 7500 if you are working as a soldier somewhere.

Friends, if you are a doctor and work in a private clinic to earn your living, then your annual income should be 5 lakhs.

Friends also say that if a retired employee wants to take a personal loan from Punjab National Bank, his bank account must be in Punjab National Bank.

Punjab National Bank Personal Loan Types

Friends Punjab National Bank offers many types of personal loans and you will get these loans especially on the basis of your monthly income.

Punjab National Bank offers loans ranging from ₹ 50,000 to Rs.

Friends, if you have been involved with the company for 3 years or more, the bank will be able to give you a loan of up to Rs 5 lakh.

In addition, if your salary account is with Punjab National Bank, then the bank can give you a loan of up to Rs 10 lakh.

In addition, if you are a doctor, you can apply for a loan of Rs 2 lakh to Rs 15 lakh and above.

In general, you can apply to the bank for a personal loan of 20 times your monthly income no matter what you do.

What documents are required for Punjab National Bank Personal Loan?

Identity Proof - You need to show your dark card, voter card, driving license or passport for your identity.

  • Address Proof (Address) - Ration card, dark card, or a bank account for the address.
  • Income Proof - In this case you need to see your PAN card in the bank.
  • Salary Proof - In this case you have to show your bank statement or salary slip in the bank.

How to apply for Punjab National Bank Personal Loan?

One way is to go to the personal loan branch of Punjab National Bank and apply.You can also apply for a loan online from home. For this you first have to go to the website of Punjab National Bank Personal Loan.

Now by clicking on launch on the website, you can go inside the personal loan and get different types of personal loan options. You have to choose the personal loan of your choice and apply.

After applying for the loan, you will get a call from the customer service center asking for your details and then the loan amount will be sent to the specified bank account after verifying your eligibility.

So friends, through today's post, we have learned how to apply for a personal loan at Punjab National Bank.

Also find out how much interest you have to pay on the loan here, and what qualifications you need to have for it or what conditions the bank has to meet.

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